NongZhi Rural Business Health Index

Start with what you know

Enter your business's yearly amounts

Enter this information to get a clear view of your business's financial health. Estimates are okay. NongZhi will show what is working, what needs help, and the next steps you can take to improve your business.

Include these 8 yearly amounts

Annual sales
Operating costs
Interest payments
Family living costs
Cash and goods ready to sell
Debts due within one year
Total business value
Total business debt

What unfamiliar terms mean

Operating costs:: costs used to run the business.
Interest payments:: extra money paid to a bank or lender for using borrowed money. Do not include the amount that pays back the loan itself.
Ready-to-use assets:: cash, savings, products, animals, crops, or supplies that can be sold for cash within one year.
Total business value:: the estimated value of everything the business owns.
Total business debt:: all money the business still owes.

Enter your yearly business amountsUse the same currency for every field.

Income & yearly costs

Annual sales Money earned from crops, livestock, tea, tofu, hotel stays, food, or any product or service you sell.

Operating costs Costs used to run the business.

Interest payments Extra money paid to a bank or lender for using borrowed money.

Family living costs Money used for household and family needs.

Assets & debts

Cash and goods ready to sell Cash plus products, animals, crops, stock, or supplies that can be sold for cash within one year.

Debts due within one year Loan payments and bills due during the next 12 months.

Total business value Everything the business owns, including land, buildings, equipment, products, animals, and cash.

Total business debt All short- and long-term money the business still owes.

Your business health index

Excellent position

Each area is rated separately so you can see exactly where help is needed.

0/ 100

Green · Excellent80–100: protect and build

Yellow · Safe65–79: keep watch

Orange · Needs Help45–64: make a plan now

Red · Urgent0–44: act now